Financial Newsletter -- September 2009

The recent changes in credit card rules have finally had a positive effect.  More and more consumers are cutting back on using credit.  Some are doing so because they have no choice -- their creditors have capped their limits and they no longer have available credit, but others are choosing to use cash rather than their cards as a way of protest.  Over the past year, most large credit card companies have penalized their customers in one way or another.  Either by canceling cards, raising the interest rates, raising the minimum payments or all of three. Regardless of your credit history, no one seems immune.

More and more American consumers are deciding that their dependence on the almighty plastic card needs to end and now is the time to do it.

But how are Americans getting out of debt

Most Americans are in some type of debt.  Some are managing it but an ever- increasing number are finding that they cannot.  As they look for help, they can find the process a little over-whelming.  What program is best for them and who can they trust?

Very important question!

The process of getting yourself out of debt can be challenging and yet it's one of the most important decisions you can make.  Having the confidence that you've chosen the right program and the right company can make all the difference in both your peace of mind and your success. 

If you were going to hire a Debt Solutions company today, what would be most important to you?

• A company with over 25,000 clients currently enrolled nationwide?
  
• A company with a distinctive approach to negotiating with your creditors that minimizes risk and maximizes success?
  
• Proven results of low settlements?
  
• Full time Customer Service?
  
• On-line tools with access to your account 24/7?
• Experience and stability?
• An excellent reputation?
• A company that cares about helping you?

If you answered yes to any of these questions then First Rate Debt Solutions is the only way to go.  No other company can offer all of these things along with caring consultants that will devise a program just for you and with a very low start up fee.

IN AUGUST ALONE, OUR NEGOTIATORS SETTLED 950 ACCOUNTS TOTALING OVER $7.7 MILLION AND THE AVERAGE SETTLEMENT WAS 36%!

About First Rate

At First Rate, we are committed to providing financial solutions to meet the individual needs of our customers.  With years of financial experience, we can offer you loans, debt settlement, loan modifications, and most importantly personalized, expert financial advice.  Call today for a free consultation at 877-332-8730 or visit us on the web at www.firstratedebtsolutions.com.

~ Real Solutions for Real People ~